OpenPayd has significantly expanded its regulatory presence in the United States by integrating MSB USA Inc. into its group and securing 43 state money transmitter licenses (MTLs). This strategic move aims to bolster its position in the US market and establish a more comprehensive regulatory foundation for its North American operations.
The integration of MSB USA Inc., a US-based, state-licensed money services business, was finalized after obtaining the necessary regulatory approvals. This expansion enhances OpenPayd’s geographic reach, enabling it to better serve global clients already operating in the US or planning market entry.
Financial Performance and Market Ambitions
As of July 31, 2026, OpenPayd reported strong financial performance, with its annual recurring revenue (ARR) exceeding $96 million and its annualized transaction volume surpassing $300 billion. The company stated that it remains profitable and has not sought external capital. Currently, OpenPayd serves over 1,200 clients worldwide, including prominent financial and crypto firms such as Kraken, eToro, OKX, and B2C2.
Further underscoring its growth and market ambitions, OpenPayd is preparing to enter the US public markets through a previously announced business combination with Titan Acquisition Corp. The companies anticipate this combination will result in OpenPayd becoming a publicly listed company on the Nasdaq under the ticker symbol “OP.” The transaction is expected to value OpenPayd at an equity value of up to $1.145 billion on a pro forma basis. The closing of this business combination is anticipated in the fourth quarter of this year, subject to customary closing conditions, including shareholder approval from Titan Acquisition Corp.
Global Regulatory Footprint
This US expansion follows OpenPayd’s recent authorization under the European Union’s Markets in Crypto-Assets (MiCA) framework, granted by the Malta Financial Services Authority. This dual regulatory footing across fiat and digital assets in both the US, UK, and Europe positions OpenPayd as a provider of regulated financial infrastructure on both sides of the Atlantic.
OpenPayd Founder, Dr. Ozan Ozerk, commented on the significance of infrastructure in finance, stating, “Every era of finance has been defined by its infrastructure: correspondent banking wired together the twentieth-century economy; programmable money will power the twenty-first. The U.S. is at the forefront of this evolution, and with regulated foundations now spanning the U.S., U.K. and Europe – across both fiat and digital assets – OpenPayd has something few providers can claim: regulated infrastructure spanning both fiat and digital assets, on both sides of the Atlantic.”
While the business combination with Titan Acquisition Corp. is progressing, certain customary closing conditions, including shareholder approval, are still pending.
Broader Context
Source materials place the factual news in this context: OpenPayd has announced expanded its regulatory presence in the United States after completing the integration of MSB USA Inc. into its group.
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