XRP Millionaire Wallets Reach 2026 Peak Amid Ecosystem Growth
The number of XRP wallets holding at least 1 million tokens has surged to its highest point in 2026, with 2,147 addresses now in possession of such substantial balances, according to recent data from Santiment. This significant increase saw the addition of 28 new millionaire wallets in just the past 10 days, including 18 joining the exclusive club in the last three days alone.
The analytics firm described this growth as “encouraging,” particularly in light of current price pressures on XRP. The firm noted that large holders typically maintain a longer-term perspective than short-term traders, and the rising count of these substantial wallets suggests a trend of accumulation rather than divestment.
For XRP to sustain a constructive bullish outlook, it is crucial for the cryptocurrency to maintain its position around the $1.20 to $1.25 price range, with the number of millionaire wallets staying above 2,140. A sustained move back above $1.30 and $1.40, coupled with continued growth in these large holdings, would provide stronger confirmation of ongoing accumulation.
Meanwhile, analyst Ali Martinez suggests that XRP may be on the cusp of another significant price movement. The token recently broke above the upper Bollinger Band, following its tightest squeeze since August. This technical development could signal an impending bullish breakout. Historically, the last time the Bollinger Bands on the 4-hour chart exhibited such tightness, XRP experienced a nearly 71% surge in just three days.
In contrast, ChartNerd offers a more long-term perspective, anticipating further market volatility before XRP’s next major upward move. ChartNerd projects a potential price range of $5 to $8, with a target window in 2027. However, this forecast is contingent on a preceding market reset, which could see XRP decline to the $1.16-$1.04 range if it loses the $1.30 support level. The analysis indicates a cyclical pattern of peak, reset, and expansion, with the rising long-term support trendline remaining a critical level to monitor.
XRP experienced a modest increase of approximately 2% on Wednesday. At the time of this report, the digital asset was trading near $1.27.
Beyond price action, the XRP ecosystem demonstrated notable expansion in the third quarter of 2026. The stablecoin supply on the XRP Ledger grew by 25.2% to $1.03 billion. Global ETP net inflows climbed 39.6% to $355.3 million, with assets under management reaching $3.32 billion. Payment volume also saw an increase of 4.3%, reaching 42.82 billion XRP, while native DEX volume jumped 20.2% to $614.8 million. Furthermore, tokenized real-world assets experienced a 29.2% growth, totaling $498.7 million.
In terms of ecosystem development, Ripple partnered with C2FO to leverage XRPL and RLUSD for expedited business payments, enabling suppliers to receive funds within seconds rather than days. Additionally, Aviva launched a tokenized fund in collaboration with BNY Mellon.

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