MoonPay Integrates Crypto Purchases Directly into ChatGPT
MoonPay has integrated cryptocurrency purchases directly into ChatGPT, enabling users to generate checkout links to buy digital assets, including Bitcoin, XRP, Solana, and USDC, without leaving OpenAI’s chatbot.
Direct Crypto Purchases
On Friday, MoonPay launched a dedicated app within ChatGPT Apps, allowing users to purchase cryptocurrencies directly within OpenAI’s chatbot. MoonPay joins a growing list of crypto-related apps on ChatGPT, including Kraken, OKX, CryptoAudit, and RealOpen.
While other apps in the ChatGPT store allow users to query blockchain data and prices, the MoonPay app allows users to purchase crypto directly, with the aim of educating consumers in the process.
“We’ve seen this with commerce and AI, where a lot of people get shopping recommendations within ChatGPT,” said Kevin Arifin, MoonPay Blockchain Engineer and Product Lead. “Now people are starting to do financial research within ChatGPT as well, and it’s always been surprising to me that there hasn’t been an on-ramp where you could buy crypto within ChatGPT.”
Within the app, users can ask ChatGPT about their preferred cryptocurrency and then request the chatbot to purchase a specified amount. ChatGPT will generate a MoonPay checkout link that directs the user to the MoonPay website to complete the Know-Your-Customer (KYC) process and link their wallet.
“It’s like a broker that sits by you, not making financial recommendations, but educating you about the asset you’re buying. [It] makes ChatGPT the perfect place for that,” Arifin said. “Right now, this is just giving you the buy link to check out, similar to Shopify, but longer-term we’re going to see ChatGPT or these types of LLMs take more actions instead of just giving you that checkout link.”
If a user has already completed KYC to set up their MoonPay account, they will not need to repeat the process.
“You just sign in with your existing MoonPay account,” he said. “It’ll show that you’re signed in, pay with your last payment method, and then deliver it to this address.”
Broader AI Initiatives
The ChatGPT app is part of a broader push by MoonPay into AI-driven crypto tools.
Earlier this month, the company acquired AI trading startup Dawn Labs and launched Dawn CLI, a trading copilot that translates plain-English prompts into automated prediction market strategies. MoonPay also recently launched the MoonAgents Card, a virtual Mastercard that allows AI agents to spend stablecoins directly from crypto wallets at online merchants.
Arifin stated that the app is designed less for autonomous AI trading and more for helping mainstream consumers learn how crypto works through conversation.
“Being able to talk in ChatGPT is a huge unlock,” he said. “I think that’s what’s been lacking overall.”
Despite the convenience, Arifin acknowledged that users operating solely within ChatGPT are effectively confined to OpenAI’s ecosystem and the interfaces it chooses to expose. He sees emerging AI clients like OpenClaw and Hermes—where AI agents can run locally and interact more directly with a user’s machine—as an important next step.
According to Arifin, ChatGPT and other chatbots are a growing entry point for crypto adoption.
“These apps, whether it’s ChatGPT, Claude—they’re the new front door of the internet,” Arifin said. “It’s where people not just do that Google search to find out something, they do multiple turns of research to really understand what they’re trying to do.”
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