ForumPay has launched a new payment flow that enables merchants to accept payments via Visa, Mastercard, and bank transfers in select markets. The system automatically converts these funds into cryptocurrency, processes them through ForumPay’s infrastructure, and settles the amount in fiat currency to the merchant, thereby shielding merchants from chargeback liability and the costs associated with PCI-DSS compliance for card acceptance.
ForumPay says this approach allows businesses to expand their checkout payment options without taking on the compliance architecture, risks, and costs typically required for card acceptance. Merchants can offer card and bank payments without registering as a card acceptance business, thus avoiding chargeback liability and PCI-DSS compliance costs.
According to ForumPay, merchants receive the exact invoiced amount, paying only their usual crypto acceptance fees. Crucially, ForumPay passes additional card and bank transfer costs directly to the payer.
ForumPay’s core processing technology aims to help businesses attract new customers and increase revenue. The company claims its wallet-agnostic solution allows crypto consumers to spend their preferred cryptocurrency from any wallet for various purchases. The transactional experience is described as similar to other popular payment methods but simpler, faster, and more secure.
This development offers businesses a novel way to expand payment options, potentially reducing operational burdens and costs linked to traditional payment acceptance. ForumPay is a crypto payment infrastructure company providing cryptocurrency-to-fiat payment technology. The new payment flow was reported on August 11th, 2026, and aims to bridge traditional payment rails with crypto infrastructure.
Why This Matters
ForumPay’s new payment solution enables merchants to accept payments via Visa, Mastercard, and bank transfers in select markets. This new payment flow could alter how payments are processed, offering merchants a way to avoid traditional processing costs and liabilities, with associated costs shifted to the payer.
Broader Context
ForumPay is a crypto payment infrastructure company.
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