Binance Adjusts VIP Program to Enhance Accessibility and Reward Trading Activity
Binance is implementing further enhancements to its VIP Program, aiming to better recognize and reward its most valued users. Following adjustments to the VIP program criteria in March 2026, two new updates are being introduced to make VIP status more attainable and to ensure all forms of trading activity are fairly considered for VIP qualification.
VIP 3 Asset Holding Threshold Lowered
The asset holding threshold for VIP 3 has been reduced from $3,000,000 to $1,000,000. This change is designed to make the VIP fee rate for VIP 3 holders more competitive and to facilitate a smoother progression for users advancing through the VIP tiers.
OTC Spot Trading Volume Now Multiplied
Over-the-Counter (OTC) Spot Trading Volume will now count at a 4x multiplier towards the Spot Trading Volume metric for VIP qualification. This means that $1 in OTC Spot Trading Volume will be recognized as $4 towards the Spot Trading Volume threshold. The previous cap on OTC VIP qualification at VIP 4 has been lifted to VIP 9, aligning it with the full range of Spot and Futures trading pathways. The legacy OTC-only trading path has been retired.
These updates are effective from July 21, 2026, at 08:00 (UTC).
Binance Affiliate Program Transition
To ensure a seamless transition and protect the existing interests of affiliates, Binance will offer a three-month grace period following the VIP program adjustments. During this period, affiliate commissions will continue to be calculated based on the previous VIP 3 Holder threshold. Commission distributions under this arrangement will be made at the end of the three-month grace period.
This transition arrangement applies only to existing referrals. New referrals invited after July 21, 2026, at 08:00 (UTC) will not be eligible for coverage under this arrangement.
From October 21, 2026, at 08:00 (UTC) onward, commission distributions will be calculated in accordance with the standard VIP-level rules.
Expanded Eligibility and VIP Tiers
The adjustment to the OTC VIP cap means that more users actively participating in both Spot and OTC trading will be able to qualify for VIP status sooner. OTC traders can now upgrade beyond VIP 4, up to VIP 9.
To qualify for any VIP tier, users must meet the BNB Balance requirement and satisfy at least one of the following criteria: Spot Trading Volume, Derivatives Trading Volume, Wallet Assets, or 30-Day Average Net Borrowing.
The updated VIP tier requirements are as follows:
| VIP Level | BNB Balance | 30-Day Spot Trade Volume (USD) (OTC 4x Multiplier) | 30-Day Futures Trade Volume (USD) | Asset Holdings (inc. Earn and BNB Holdings) | 30-Day Net Borrowing (USD) |
|—|—|—|—|—|—|
| VIP 1 | ≥ 5 | ≥ 1,000,000 | ≥ 5,000,000 | ≥ 100,000 | ≥ 100,000 |
| VIP 2 | ≥ 25 | ≥ 5,000,000 | ≥ 10,000,000 | ≥ 200,000 | ≥ 500,000 |
| VIP 3 | ≥ 100 | ≥ 20,000,000 | ≥ 50,000,000 | ≥ 1,000,000 | ≥ 2,000,000 |
| VIP 4 | ≥ 500 | ≥ 75,000,000 | ≥ 600,000,000 | ≥ 6,000,000 | ≥ 10,000,000 |
| VIP 5 | ≥ 1,000 | ≥ 150,000,000 | ≥ 1,000,000,000 | ≥ 50,000,000 | ≥ 20,000,000 |
| VIP 6 | ≥ 1,750 | ≥ 400,000,000 | ≥ 2,500,000,000 | ≥ 100,000,000 | ≥ 40,000,000 |
| VIP 7 | ≥ 3,000 | ≥ 800,000,000 | ≥ 5,000,000,000 | ≥ 200,000,000 | ≥ 65,000,000 |
| VIP 8 | ≥ 4,500 | ≥ 2,000,000,000 | ≥ 12,000,000,000 | ≥ 500,000,000 | ≥ 120,000,000 |
| VIP 9 | ≥ 5,500 | ≥ 4,000,000,000 | ≥ 25,000,000,000 | ≥ 1,000,000,000 | ≥ 160,000,000 |
Notes:
- There are no changes to VIP trading fees.
- Spot Trading Volume encompasses Spot, Margin, Convert, Copy Trading, Trading Bots, Stocks, and bStocks trading volume.
- Wallet Assets refer to the total USD value of assets held in a user’s Binance Wallet.
- 30-Day Average Net Borrowing refers to the daily average net borrowing volume on Binance Loans over the trailing 30-day period.
- Sub-account volume is combined with the master account for VIP qualification.
These updates will take effect on July 21, 2026, at 08:00 (UTC). Users who qualify under the new criteria will be automatically upgraded daily at 08:00 (UTC) to the corresponding VIP tier. If a user qualifies under multiple criteria, their VIP level will reflect the highest level they meet. Users can view their latest VIP level in the My VIP Mobile Hub.
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